Merchant Cash Advance Relief

Did you know you can eliminate business debt, such as Merchant Cash Advances? Merchant Cash Advances or MCAs. are a solution many small businesses turn to when they are in need of quick cash.

Let Regroup Partners guide you

Secure the future of your business by

Restructuring

Restructuring

Consolidating

Consolidating

Settling your Debt

Settling your Debt

MCAs are typically set up in one of two ways:

  1. You get a Cash Advance in exchange for a percentage of your future credit and debit card sales.
  2. You get an advance that you repay by sending a fixed daily or weekly amount that is directly withdrawn from your business bank account.

Many businesses turn to business debt settlement because they are overwhelmed by MCAs. However, MCAs have their place when it comes to business funding, though, infusing quick cash when you need it most. MCAs can become a burden if you have landed in a cycle of taking out one MCA to pay off another MCA.

Unfortunately, your cash flow becomes limited and you are often paying extremely high fees, with APRs reaching 100 percent or more!

Keep in mind that defaulting on an MCA will result in negative consequences.

These include:

  • Collection correspondence in the forms of phone calls and letters.
  • Stressful threats of legal action.
  • A lawsuit against your business for breach of contract.

Business debt relief is available if you are struggling under the weight of MCAs. Your options for business debt help include reverse consolidation or debt settlement renegotiation. A Reverse Consolidation deposits money into your bank account on a weekly basis to cover your MCAs. In return, you make a small payment to the reverse consolidation company for an extended term. This frees up your cash flow, so you can continue to meet your business expenses. As a result, your cash advances are eventually paid off, leaving you in favorable financial standing.

Is my Business
debt too high?

You may be asking, “Is my business debt too high?” if your MCAs are unmanageable. Another option our advisors may explore is Debt Settlement Renegotiation. With renegotiation, we work with you to stop the daily withdrawals and have you set aside regular payments in a dedicated account instead. We communicate with your MCA companies to negotiate the most favorable settlement option possible on your behalf. We use your funds to pay the settlement, so you can move forward without the burden of MCAs tied to your business name.

We can help restructure

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